TZEDEK DC: Legal Help for People in Debt
Tzedek DC is a relatively new organization, but its mission draws on a very old Jewish teaching: “Tzedek, tzedek tirdof,” meaning “Justice, justice you shall pursue.” While Tzedek DC only opened its doors in February 2017, volunteers had already spent two years interviewing DC residents about the barriers to economic and social stability. They found that debt collection issues, including lawsuits and impaired credit, were major hurdles for an overwhelming number of residents, especially in Wards 7 & 8. Founder Ariel Levinson-Waldman explains that debt-related crises -- and the fact that income debt collection lawsuits are filed disproportionately against African-American and Latinx households -- contribute to the deep stratification of wealth along racial lines in DC. He notes that, according to the Urban Institute, white households in DC have a net worth 81 times greater than Black households. Tzedek DC seeks to help change these trends by addressing debt issues through a civil rights lens and by engaging in three strategies to increase access to assistance navigating financial problems.